When you are age 65 or over, you can get coverage for a number of your healthcare needs by using original Medicare, either Part A or Part B. However, not all of your needs will be covered by the original Medicare insurance so you may want to take a Medicare supplemental insurance policy into consideration. These policies, which are also known as Medigap policies, are basically insurance policies that are sold by a variety of companies that provide private insurance. These policies will work to cover a lot of the expenses out of pocket that would normally need to be covered by the original Medicare plan.
As a whole, you are going to see that the Medigap policies will not be able to cover you for long term care, dental or vision care, eyeglasses, private duty nursing or hearing aids. Because the Federal laws will allow for private insurance companies to offer the newer Medigap benefits to consumers, there are a number of providers that are starting to offer hearing and dental related policies. If you are curious as to what you may have covered, it is important that you ask questions when you get your first set of Medicare supplement quotes. Getting Medicare supplement quotes is really easy. Use the form at Medicaresupplementquotes.net and you will get a customized set of medicare supplemental insruance quotes to help you get started with your search for the right plan.
When it comes to qualifying for any type of Medigap policy, you will need to already have both of the Medicare Part A and Part B coverage plans. Your Medigap policy will actually only cover one individual. Because of this, if you are a married couple, each of you will need to purchase your own policy under your name. It goes without saying that the Medicare and Medigap supplemental insurance is a great option for anyone who is currently on Medicare Part A and Part B. When you are ready to sign up for coverage, it is always a good idea to look over all of the information and compare pricing to make sure that all of your needs will be met.